Guideline Amounts of Housing Disrepair
Minor damp affecting one room
Moderate damp affecting multiple rooms
Severe damp & mould causing health issues
Extensive damp making part of the property uninhabitable
Minor leak with limited damage
Persistent leaks causing property damage
Major leaks causing structural damage
Loss of heating for a few weeks
No heating during winter for several months
Long-term loss of heating & hot water
Minor cracks requiring repair
Significant structural movement
Major structural defects affecting safety
Faulty sockets or lighting
Unsafe electrical system requiring repairs
Serious electrical hazards posing risk of injury
Minor infestation resolved quickly
Ongoing infestation affecting living conditions
Severe infestation causing health concerns
Damage to Personal Belongings
Minor damage to furniture or clothing
Moderate damage to household items
Extensive damage requiring replacement
Loss of Enjoyment of Your Home
Unable to use one or more rooms
Significant loss of enjoyment over a prolonged period
Health Problems Caused by Disrepair
Minor respiratory symptoms or allergies
Moderate illness requiring medical treatment
Serious long-term health effects
Guideline Amounts of Injury Claims
Minor hand or wrist injury
£1,500 to £8,000
Severe injury or loss of function
£25,000 to £100,000+
Moderate ligament/cartilage damage
£8,000 to £30,000
Minor psychological injury
£2,000 to £8,000
Moderate anxiety, PTSD or depression
£8,000 to £30,000
Severe psychological injury
£30,000 to £100,000+
Where multiple injuries have been sustained in the same accident, compensation may be significantly higher depending on the severity, recovery period, financial losses and long-term impact.
Estimated Compensation
£10,000 to £500,000+
Minor whiplash (recovery within a few months)
£1,000 to £4,000
The figures above are illustrative estimates only and are not guaranteed compensation amounts. Housing disrepair claims are assessed individually and depend on factors such as the severity of the disrepair, the length of time it existed, evidence available, the landlord’s response, and any financial loss or health impact suffered.