Compensation Calculator

See what your injury claim could be worth. The guideline compensation brackets below cover head, nose, cheekbone, jaw and neck injuries — including whiplash.

Compensation Brackets Guide

Guideline Amounts by Injury

Damp & Mould

Minor damp affecting one room

£500 to £2,000

Moderate damp affecting multiple rooms

£2,000 to £5,000

Severe damp & mould causing health issues

£5,000 to £15,000

Extensive damp making part of the property uninhabitable

£10,000 to £25,000

Water Leaks

Minor leak with limited damage

£750 to £2,500

Persistent leaks causing property damage

£2,500 to £7,500

Major leaks causing structural damage

£7,500 to £20,000

No Heating or Hot Water

Loss of heating for a few weeks

£500 to £2,500

No heating during winter for several months

£2,500 to £7,500

Long-term loss of heating & hot water

£7,500 to £15,000

Structural Defects

Minor cracks requiring repair

£1,000 to £3,500

Significant structural movement

£3,500 to £10,000

Major structural defects affecting safety

£10,000 to £30,000

Electrical Hazards

Faulty sockets or lighting

£750 to £3,000

Unsafe electrical system requiring repairs

£3,000 to £8,000

Serious electrical hazards posing risk of injury

£8,000 to £20,000

Pest Infestation

Minor infestation resolved quickly

£500 to £2,000

Ongoing infestation affecting living conditions

£2,000 to £6,000

Severe infestation causing health concerns

£6,000 to £12,000

Damage to Personal Belongings

Minor damage to furniture or clothing

£250 to £2,000

Moderate damage to household items

£2,000 to £5,000

Extensive damage requiring replacement

£5,000 to £15,000

Loss of Enjoyment of Your Home

Minor inconvenience

£500 to £2,000

Unable to use one or more rooms

£2,000 to £8,000

Significant loss of enjoyment over a prolonged period

£8,000 to £20,000

Health Problems Caused by Disrepair

Minor respiratory symptoms or allergies

£1,000 to £5,000

Moderate illness requiring medical treatment

£5,000 to £15,000

Serious long-term health effects

£15,000 to £40,000+

Neck Injuries (Whiplash)

Minor whiplash (recovery within a few months)

£1,000 to £4,000

Moderate neck injury

£4,000 to £12,000

Severe neck injury

£12,000 to £50,000+

Back Injuries

Minor back injury

£2,000 to £8,000

Moderate back injury

£8,000 to £30,000

Severe back injury

£30,000 to £150,000+

Shoulder Injuries

Minor soft tissue injury

£2,000 to £6,000

Moderate shoulder injury

£6,000 to £15,000

Serious shoulder injury

£15,000 to £50,000+

Arm Injuries

Minor arm injury

£3,000 to £10,000

Moderate arm fracture

£10,000 to £35,000

Severe arm injury

£35,000 to £120,000+

Hand & Wrist Injuries

Minor hand or wrist injury

£1,500 to £8,000

Moderate injur

£8,000 to £25,000

Severe injury or loss of function

£25,000 to £100,000+

Hip & Pelvis Injuries

Minor injury

£3,000 to £12,000

Moderate injury

£12,000 to £35,000

Severe injury

£35,000 to £120,000+

Leg Injuries

Minor soft tissue injury

£2,000 to £10,000

Moderate fracture

£10,000 to £40,000

Severe leg injury

£40,000 to £200,000+

Knee Injuries

Minor knee injury

£2,500 to £8,00

Moderate ligament/cartilage damage

£8,000 to £30,000

Serious knee injury

£30,000 to £100,000+

Ankle Injuries

Minor ankle sprain

£1,500 to £6,000

Moderate ankle injury

£6,000 to £20,000

Severe ankle injury

£20,000 to £60,000+

Foot Injuries

Minor foot injury

£1,500 to £7,500

Moderate fracture

£7,500 to £25,000

Serious foot injury

£25,000 to £90,000+

Head Injuries

Minor head injury

£2,000 to £12,000

Moderate brain injury

£12,000 to £150,000

Severe brain injury

£150,000 to £400,000+

Psychological Injuries

Minor psychological injury

£2,000 to £8,000

Moderate anxiety, PTSD or depression

£8,000 to £30,000

Severe psychological injury

£30,000 to £100,000+

Multiple Injuries

Where multiple injuries have been sustained in the same accident, compensation may be significantly higher depending on the severity, recovery period, financial losses and long-term impact.

Estimated Compensation
£10,000 to £500,000+

The figures above are illustrative estimates only and are not guaranteed compensation amounts. Housing disrepair claims are assessed individually and depend on factors such as the severity of the disrepair, the length of time it existed, evidence available, the landlord’s response, and any financial loss or health impact suffered.

Find Out What Your Claim Is Worth

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